So in the last 4 weeks or so, Ryan and I have made some big decisions. Decision #1- we’re waiting to buy a house, which is directly related to Decision #2- we set a date and we’re (finally) planning our wedding. I’ve already told you about the latter, but have had some questions about the house. Time to clear the air!
When we started looking for a house, we thought it was the right thing to do. The market is great, and we’re just blowing money renting each month. After spending some time searching for our perfect house, we failed to find anything we really, truly loved in our price range. We spent a lot of time talking and thinking about the decision, but ultimately decided it would be best for us to wait a while to buy a house. It’s probably the smartest thing to do, considering we’ll have more money and less debt in another year and a half or so, plus we’ll be making more money (if all goes well with work). Better debt-to-income ratio means we’ll be able to afford a nicer house in a price range that will have more options for us! PLUS when we really crunched the numbers, we discovered that there is no way we can buy a house and continue to save what we’re currently saving each month. That is critical because we are counting on our savings for a wedding. Well, there is no way we could buy a house now and still be able to afford to get married next fall. We’ve waited long enough to get married as it is, and we didn’t want to have to put it off even longer! It certainly was not an easy decision, but we feel like we made the right one. The dogs will have to live the apartment lifestyle with us for a while longer, but it’s not so bad. Besides, we’ve really settled into our apartment, anyway! I’m not quite ready to paint every wall back with primer and pack up all our stuff!
